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Credit Application and Financing Plans

Badcock Furniture In house furniture financing



Apply now and receive coupons! $100 OFF any purchase of $1098 or more, or $50 OFF any purchase of $598 or more! (Cannot be applied to Electronics or Appliances.)

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If you’re not totally set on in-house financing when buying furniture, we also offer some alternative furniture financing options. If you don’t have the best credit, or no credit at all, you could also benefit from utilizing one of our alternative furniture financing options. Learn about some of our alternative furniture financing options below.

Paypal financing online


Use your Paypal account to finance your next furniture purchase. Sign up below! (For online purchases only.)

  • $99 Minimum Purchase
  • 6-Month Interest Free Financing
  • Flexible and Secure
  • Minimum $250 credit line if approved
Wells Financing


No Down payments and only as $300 minimum purchase, Wells Fargo is a great financing option! (in-store purchases only)

  • $300 Minimum Purchase
  • 6-Month Interest Free
  • 12-Month Interest Free
  • 18-Month Interest Free
Snap Financing Online


For those with less-than perfect credit (or no credit), snap is a great financing option for ONLINE purchases!

  • $250 Minimum Purchase
  • Up to $5000 Credit Limit
  • Up to 18-Months Terms
  • 100-Day Cash Payoff


Badcock Furniture & More of South Florida is your premier furniture store outlet. From furniture for living rooms, bedrooms, and dining rooms, to kid’s furniture, and more, we feature a wide selection of options and accessories to accommodate all rooms of a home. Our extensive showroom gallery features all of the latest brands. Come into Badcock today, and we will help you turn your house into a home!

While you may think you can’t afford nice furniture for your home, that is not the case at Badcock Home Furniture & More of South Florida. Furnishing your home doesn’t have to be a financial nightmare. We pride ourselves on providing our customers with excellent customer service. That is why, at Badcock, we believe in accommodating everyone’s different budgets and needs.

Therefore, we created a variety of financing options that customers can take advantage of. No credit, no problem! Even if you don’t have credit, or it is just not that great, we have made it possible for our clients to still get financing through a furniture store, a personal loan, or a credit card. Furniture financing options are always possible when you know where to look. Now, you can finally invite guests over with confidence and pride in your fully furnished home.

Badcock Furniture has 11 convenient locations to meet your needs for furniture financing in South Florida. We offer furniture financing at our Badcock Furniture locations in Cutler Bay, Delray Beach, Fort Lauderdale, Florida City, Hollywood, Lake Worth, Lake Park, Miami Gardens, Pompano Beach, Plantation & West Palm Beach.

Flexible Furniture Financing Plans

Styling your home now is easier than ever! At Badcock, we make it possible for our customers to style their homes and pay for the furniture that they bought to do so over time. Our goal has always been to provide quality furniture at an affordable price, and we do just that.

We can make your move a whole lot easier with flexible and easy-repayment furniture financing plans. No matter how your credit looks or if you have no credit, we will find the perfect plan for your credit needs. We want you to choose the furniture financing plan that works best for you. 

Buying furniture for your home should be an enjoyable experience and one that should not break the bank. As mentioned before, our furniture not only is designed to fit everyone’s tastes and needs, but it is also most importantly, affordable. That’s something that many furniture stores can’t say. 

Remember, our team offers various in-house financing options, which are interest-free, which means no money down guaranteed. We also offer a free layaway option, which means, that you do not have to pay any extra service fees or interest when you purchase furniture items within our store. (Note that the layaway payment plan option runs for 90 days, and after it expires you cannot get your money back.) You can learn more about our financing options here.

Additional Badcock Furniture Financing Information

Here is some more essential furniture financing information to consider if you need a payment plan for new furniture here at Badcock Furniture:

  • We offer 6, 12, and 18 months no-interest plans for optimal customer and client convenience.

  • No credit histories are required to apply for credit or financing, and we approve nearly all applicants that need furniture right away for their new homes or apartments.

  • We offer financing plans for up to 20 months.

  • Already have financing with Paypal? Great! We take Paypal too.

  • Badcock customers get the right financing plans that will best fit their budgets.

  • We make it easy so you can focus on what matters most in life.

Purchase Furniture at Badcock Furniture & More of South Florida Today!

Now that you have a better idea of how our in-house financing and alternative furniture financing plans work here at Badcock Furniture & More of South Florida, it’s time to make a purchase. With all of the affordable, high-end brands of furniture that we have available at our South Florida stores, there really isn’t a reason not to buy something.