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Credit Application and Financing Plans

Badcock Furniture In house furniture financing



Apply now and receive coupons!
$100 OFF any new purchase totaling $1098 or more, or $50 OFF any new purchase totaling $598 or more!
(Cannot be applied to Electronics or Appliances.)

Are you ready to apply? Enter your zip code below to begin your credit application.


If you’re not totally set on in-house financing when buying furniture, we also offer some alternative furniture financing options. If you don’t have the best credit, or no credit at all, you could also benefit from utilizing one of our alternative furniture financing options. Learn about some of our alternative furniture financing options below.

Paypal financing online


Use your Paypal account to finance your next furniture purchase. Sign up below!(For online purchases only.)

  • $99 Minimum Purchase
  • 6-Month Interest Free Financing
  • Flexible and Secure
  • Minimum $250 credit line if approved
Affirm financing online


Affirm is a smarter way to pay over time without any hidden fees, so you can get the things you love now.(For online purchases only.)

  • Choose Your Payment Terms
  • Set up Easy, Automatic payments
  • No Hidden Fees
  • Select Affirm at Checkout
Wells Financing


No Down payments and only as $300 minimum purchase, Wells Fargo is a great financing option!(online or in-store)

  • 6 Months Special Financing*
  • 12 Months Special Financing*
  • 18 Months Special Financing*
  • Select Wells Fargo at Checkout
  • *Subject to credit approval


Progressive Logo


Our underwriting process allows us to consider everyone with less-than-perfect credit. We look at many other data points including income and banking history and regularly approve people with less than perfect credit or very little credit history. (Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.)

  • $300 Minimum Purchase
  • Own in 12 months or Less!
  • 90- Day Purchase Option

“Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970.”


Badcock Furniture & More of South Florida is your premier furniture store outlet. From furniture for living rooms, bedrooms, and dining rooms, to kid’s furniture, and more, we feature a wide selection of options and accessories to accommodate all rooms of a home. Our extensive showroom gallery features all of the latest brands. Come into Badcock today, and we will help you turn your house into a home!

While you may think you can’t afford nice furniture for your home, that is not the case at Badcock Home Furniture & More of South Florida. Furnishing your home doesn’t have to be a financial nightmare. We pride ourselves on providing our customers with excellent customer service. That is why, at Badcock, we believe in accommodating everyone’s different budgets and needs.

Therefore, we created a variety of purchase options that customers can take advantage of. All credits are welcome! Even if you don’t have credit, or it is just not that great, we have made it possible for our clients to still get the furniture they want. We offer a variety of purchase options including traditional financing, personal loans, lease-to-own, and using a credit card. Now, you can finally invite guests over with confidence and pride in your fully furnished home.

Badcock Furniture has 11 convenient locations to meet your needs for furniture financing in South Florida. We offer these purchase options at our Badcock Furniture locations in Cutler Bay, Delray Beach, Fort Lauderdale, Florida City, Hollywood, Lake Worth, Lake Park, Miami Gardens, Pompano Beach, Plantation & West Palm Beach.

Flexible Furniture Purchasing Plans

Styling your home now is easier than ever! At Badcock, we make it possible for our customers to style their homes and pay for the furniture that they bought to do so over time. Our goal has always been to provide quality furniture at an affordable price, and we do just that.

We can make your move a whole lot easier with flexible purchase options such as traditional financing, lease-to-own, and easy-repayment furniture financing plans. No matter how your credit looks or if you have no credit, we will find the perfect plan to fit your needs needs. We want you to choose the purchasing plan that works best for you.

Buying furniture for your home should be an enjoyable experience and one that should not break the bank. As mentioned before, our furniture not only is designed to fit everyone’s tastes and needs, but it is also most importantly, affordable. That’s something that many furniture stores can’t say. 

Remember, our team offers various in-house financing options, which are interest-free, which means no money down guaranteed. We also offer a free layaway option, which means, that you do not have to pay any extra service fees or interest when you purchase furniture items within our store. (Note that the layaway payment plan option runs for 90 days, and after it expires you cannot get your money back.) You can learn more about our financing options here.

Additional Badcock Purchase Option Information

Here is some more essential furniture financing information to consider if you need a payment plan for new furniture here at Badcock Furniture:

  • We offer 6, 12, and 18 months no-interest plans for optimal customer and client convenience.

  • No credit histories are required to apply for credit or financing, and we approve nearly all applicants that need furniture right away for their new homes or apartments.

  • We offer financing plans for up to 20 months.

  • Already have financing with Paypal? Great! We take Paypal too.

  • We also offer a no credit needed* lease-to-own option.

  • Badcock customers get the right financing plans that will best fit their budgets.

  • We make it easy so you can focus on what matters most in life.

Purchase Furniture at Badcock Furniture & More of South Florida Today!

Now that you have a better idea of how our traditional financing, in-house financing, and lease-to-own plans work here at Badcock Furniture & More of South Florida, it’s time to make a purchase. With all of the affordable, high-end brands of furniture that we have available at our South Florida stores, there really isn’t a reason not to buy something.

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